Help Center

Frequently Asked Questions

Everything you need to know about BraveX — getting started, features, fees, and compliance.

General
What is BraveX?
BraveX is a technology platform providing a virtual bank account experience. It allows seamless global payments, receiving fiat like a local, and converting between fiat (USD, EUR) and stablecoins — across 150+ countries.
Is BraveX a bank?
No. BraveX is the interface. All financial services (card deposits, custody, transfers) are handled by regulated Partners.
Account & Getting Started
How do I create an account?
Visit bravexkz.com, sign up, complete your profile, and finish KYC verification (~2 minutes).
Is KYC required?
Yes, mandatory for card on-ramp and most other features.
KYB — Business Verification
How long does KYB take?
It typically takes 1–3 working days after you submit all required business documents (company registration, ownership details, etc.).
Features & Services
What can I do with BraveX?
  • Virtual US Bank Account — send and receive payments globally via ACH Same Day, FedNow, Wire, Instant SEPA, and more
  • Send Money — transfer funds to 150+ countries
  • Off-Ramp — Stablecoin → Fiat: USD · CNY · EUR · SGD · BRL · MXN · AED · PHP · HKD
  • On-Ramp — buy USDC stablecoins with card
  • Multi-Chain Wallet — deposit/withdraw crypto across ETH, SOL, BASE, POLY, and more
How does buying USDC with a card work?
BraveX offers a Card-to-Stablecoin on-ramp via a regulated Partner. Buy USDC with credit or debit card — T+1 settlement, US banks only.

Fee: 1.5% + $1 USD per transaction

Advantages:

  • Very affordable entry into stablecoins
  • Fast — typically instant or near-instant
  • Direct to your BraveX wallet
  • Supports multiple chains

Steps to buy:

  1. Log into your verified BraveX account
  2. Go to Deposit / Buy with Card / On-Ramp
  3. Select Card to Stablecoin
  4. Enter amount, choose USDC, and input card details
  5. Review the fee (1.5% + $1 USD) and confirm
  6. USDC credits to your wallet shortly after
Some card issuers may classify crypto purchases as cash advances. Check with your bank or card provider.
Fees & Costs
Buy by Card (On-Ramp)
1.5% + $1 USD per transaction.
  • Fee shown transparently before you confirm
  • Non-refundable once processed
Stable Coin Withdrawal (Crypto → Crypto)
$1.00 flat + network gas fee.

The gas fee depends on the destination chain and network congestion. Always review the quote before confirming.

Off-Ramp (Stablecoin → Fiat)
The exact fee is shown in the quote before you confirm. All fees are non-refundable once processed.

For detailed Off-Ramp pricing, contact us at support@bravexkz.com or via Telegram.

Security & Risks
Is BraveX safe to use?
Uses regulated Partners with strong security. Enable 2FA, use secure connections, and protect your account.
All transactions are irreversible once submitted.
Regulation & Compliance
Is BraveX regulated?
BraveX operates with regulatory compliance through licensed infrastructure:
  • Not a bank or direct money transmitter — connects users to regulated Partners
  • MSB Registration — FinCEN (U.S. Dept. of Treasury) Reg #31000329265834
  • Fully Regulated Infrastructure — licensed Partners handle custody, card deposits, bank transfers, and compliance
  • KYC / AML Compliant — every account requires identity verification
BraveX is legitimate and compliant for global payments and stablecoin on/off-ramps. Actual regulated services come from the Partners, not BraveX directly.
Always read the full Terms of Service. Regulation can evolve — do your own research before using.
Supported Currencies
Which fiat currencies does BraveX support for Off-Ramp?
BraveX supports converting stablecoins (USDC, USDT) to the following fiat currencies:
USD — US Dollar EUR — Euro CNY — Chinese Yuan SGD — Singapore Dollar BRL — Brazilian Real MXN — Mexican Peso AED — UAE Dirham PHP — Philippine Peso HKD — Hong Kong Dollar NGN — Nigerian Naira COP — Colombian Peso
Which stablecoins does BraveX support?
BraveX supports the following stablecoins across multiple blockchains:
USDC USDT EURC
Which blockchains are supported?
BraveX supports the following blockchain networks for deposits and withdrawals:
Ethereum (ETH) Solana (SOL) Base Polygon (POLY) Arbitrum Optimism Avalanche Stellar Tron
Which payment rails are supported?
BraveX supports the following fiat payment rails for sending and receiving:
  • ACH Same Day — US domestic bank transfers (settles same day)
  • FedNow — US instant payments, available 24/7 (settles in seconds)
  • Wire Transfer — domestic and international bank wires
  • Instant SEPA — Euro zone transfers (settles in up to 5 minutes)
  • SPEI — Mexico (MXN)
  • PIX — Brazil (BRL)
  • Bre-B — Colombia (COP)
  • InstaPay / PesoNet — Philippines (PHP)
  • FAST — Singapore (SGD)
  • NIP — Nigeria (NGN)
  • Local Wire — UAE (AED), Hong Kong (HKD), and more
BraveX Business
What benefits do business accounts get?
Approved business accounts receive several advantages over individual accounts:
  • Exclusive Slack Group with CEOs — join a private community to connect directly with BraveX founders, get early feature updates and direct leadership access
  • Better Pricing — custom fee structures, significantly lower than standard individual rates
  • Higher transaction limits and dedicated account manager support
  • Offline Trades (OTC) — ability to do offline trades on Bybit, Local Coin Swap, and OKX for efficient settlement

Apply for a business account at bravexkz.com by completing KYB.

How can I contact Sales & Support?